Who will pay if you need long term care? (first for someone to come into your home  to care for you or possibly to go into a home) Government Savings My Children Sell the home I won't need it Insurance Company   What do you think $100 or $200 a day would do  if you could no longer look after yourself? Hire an experienced person to come into you home on a regular daily schedule so that you can stay at home but not be a burden to your spouse or family Stay in you home until you decide that you would be better served in an extended care facility You have control - when you can pay, you can choose the home you want in the neighborhood you want and do not have to wait months for a space. You do not have to wait until the social worker completes the study, decides your life:  will you be allowed to stay in your home with care aids coming in to help or  will you go in a home whenever one becomes available  will the home be what you want, where you want, in the community you want, - not very likely = it will be wherever a bed comes up. You do not loose control of where you live and who shares your room Take a minute to check out Long Term Care Insurance View the complete presentation. ( approximately four minutes and 6 pages ) Use the buttons on the left to go directly to areas of interest.